Cars are more expensive than houses? A house can buy how many cars?

IN about 3 weeks' time, we will be celebrating the New Year.

Each New Year comes with new resolutions and new goals. Some would plan to own big ticket items such as a house or a car as part of their resolution. If your plan is to own a new car, finish reading this article before nailing down that resolution.

Owning a car in Malaysia is expensive. In one of my previous articles, I highlighted that Malaysia was ranked second in the world where owning a car is expensive.

But what many do not know is by how much, relative to homes. Yes, homes in Malaysia are expensive too, but relative to Australian homes and cars, our cars are 10 times more expensive than those sold in Australia compared to homes. Let's do some simple math together.

Khazanah Research Institute (KRI) reported that the median house price in Malaysia is about RM250,000. This is the cost of two Honda Civics (priced at RM110,000 per car).

In Australia, the median house price is A$660,000, while a Honda Civic costs about A$30,000. This means, a median-priced Australian house of A$660,000 can buy 22 Honda Civics, versus a median-priced Malaysian house of RM250,000 which can only buy two cars of the same model. Yes, our homes may not be cheap but our cars are more expensive in comparison.

I further compared Malaysia against the United States and United Kingdom. A median-priced house in US and UK can buy 12 and 16 Honda Civics respectively, which is still more affordable compared to the two which can be bought with a median-priced Malaysian house.

The story does not end here. In addition to the cost of purchasing a car, there are many other financial commitments that comes along with owning a car. These include petrol, parking, toll charges, maintenance, and repair costs. Then, there is the cost of depreciation which ranges from 10 per cent to 20 per cent per year. It does not help that most of these supplementary expenses are frequently being increased. Our cars are indeed costing us a lot.

It is undeniable that a car is a necessity to those who have limited access to public transportation. Until our public transportation system is good enough, people will still need private vehicles to move from one place to another.

Unfortunately our cars are so expensive that the rakyat, especially the younger generation, are forced to put off buying a home until they can afford it. In the meantime, that "wait" causes house prices to appreciate, thus making it even more unaffordable for these people to own a home. This vicious cycle will continue until the government has a permanent solution to address both public transportation and affordable housing.

Perhaps, it is also timely to revisit the rationale behind our National Car Project which was introduced in 1982 to bring a higher level of industrialisation in Malaysia. Since its inception, the price of national and non-national cars have progressively increased through increase in car taxes and excise duties.

The price of non-national cars in Malaysia generally cost 50 per cent to 100 per cent more than the price of the similar make of car in other countries. On the other hand, one of my managers came back from his Aussie trip and shared that a Proton Preve in Australia is RM11,000 cheaper than one that is acquired in Malaysia.

Originally, the National Car Project was a form of protectionism for the national car industry. After more than 30 years since its inception, it has now become a burden to the rakyat, by eating more and more into our disposable income. The National Car Project has served its original purpose, and it is time that we review it.

So now, instead of jotting down my resolution, my wish list for 2016 is for the Government to rationalise and reduce the taxes imposed on cars. This will put more money back into the rakyat's pockets to start their home ownership journey much earlier. Concurrently, the Government can continue to channel and reinvest some of these funds to build a comprehensive and effective public transportation system in Malaysia which will greatly reduce the rakyat's dependency on private vehicles.

And for those who still wish to buy a car, think twice as owning a car is too expensive and unaffordable - it may also cost you your home.

By Datuk Alan Tong Food for Thought

Food for thought  By DATUK ALAN TONG

> FIABCI Asia Pacific chairman Datuk Alan Tong has over 50 years of experience in property development. He was FIABCI World president in 2005/06 and was named Property Man of The Year 2010. He is also the group chairman of Bukit Kiara Properties. (email atfeedback@bukitkiara.com) 


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Save Penang Hill from the greedy

Uphill battle: A hiker passing by a vegetable farm on Penang Hill overlooking Air Itam.

penangforum.net

Treasured heritage seems to be losing its charm to illegal farms and development

THE stall at the Air Itam market in Penang is said to offer the best asam laksa in Malaysia.

Rain or shine, it pulls in the crowd.

The ingredients for the dish such as ginger bud (bunga kantan), mint leaves (daun pudina), laksa leaves (daun kesum) and kalamansi limes (limau kasturi) come from Penang Hill, which is less than 200m away.

Farmers who cultivate the land at the hillslope sell their produce at the wet markets on the island.

The fertile hillslope from Air Itam to Paya Terubong is cultivated with vegetables and fruits.

Demand for the produce is so great that farmers are illegally clearing the hillslope to expand their farms.

About 2km from the market along Jalan Paya Terubong, there is a trail leading to a hillslope.

Lately, hikers and mountain bike enthusiasts have been using the trail to reach the 135-year-old Cheng Kon Tse Temple, nestled on the slope of the hill.

Travellers can see vegetable farms and fruit trees on both sides of the trail.

There are nutmeg trees, kalamansi lime trees, papaya and banana trees.

The vegetables include lemon grass, lady fingers and sweet potato.

As one continues walking up, a large swathe of hillslope which had been cleared near the telecommunication towers comes into view.

The bald patch can be seen from the Paya Terubong road below.

The slopes on Penang Hill have been cleared by farmers over the past few decades.

Such illegal hillslope clearing has been raised by environmental groups but there has been no firm action from the authorities.

A former Penang Island City Councillor claimed that he had provided pictures of the clearings to state leaders and that he had also raised the matter with the Consumers Association of Penang and Malaysian Nature Society.

“The press should continue to highlight the issue so that something is done finally,” said the former councillor who did not want to be identified for fear that the farmers might go after him.

“Penang Hill is our heritage. But no one seems to bother,” he said.

Besides Penang Hill, bald patches are also appearing on hills in several parts of the island.

Bukit Relau in Jalan Bukit Gambier has been dubbed “botak hill”.

There is also hill clearance in Bukit Kukus in Paya Terubong and Bukit Laksamana, a water catchment for the Teluk Bahang Dam.

More and more hillslopes are going bald because of developers and contractors who cleared the land without the authorities’ approval.

The clearings are done on weekends and smoke can be seen from far when the trees are burnt.

A large swathe of land has also been cleared at a place referred by hikers as level 45 station.

It should not be difficult to nab the culprits since there are cemented trails all over the hillslopes in Air Itam and Paya Terubong.

When The Star reported on Feb 14 last year that more bald spots could be seen, a state exco member said they had pictures of the illegal activity and that action would be taken against the culprits but till now, no one knows what the action is.

It is troubling that all this is happening under a state government which emphasises on Competency, Accountability and Transparency.

Penang Hill seems to be losing its charm.

Yet, the state government seems to be focused on mega projects and land reclamation.

At a state assembly sitting last month, Chief Minister Lim Guan Eng said the Penang Island City Council was using drones to check on illegal hill clearing and CCTVs would be installed next year to monitor illegal earthworks.

The spate of hill clearings has prompted the Penang Forum, a coalition of public interest NGOs, to hold a forum on Save the Hills of Penang tomorrow.

Hopefully, the outcome from the event will reach the right ears.

There is a compelling need to save the hills from greedy farmers and developers.

Comment by K. Suthakdar

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World Internet Conference to be held Dec 16~18 2015 Wuzhen China

Chinese President Xi Jinping will attend the upcoming Second World Internet Conference (WIC) in the river town of Wuzhen in east China's Zhejiang Province, an official announced on Wednesday.

Xi is expected to deliver a keynote speech at the opening ceremony of the conference, which is scheduled to be held between Dec. 16 and 18, said Lu Wei, minister in charge of the Cyberspace Administration of China (CAC), at a press conference.

More than 2,000 attendees from over 120 countries and regions will participate in the conference, with foreign guests accounting for roughly half, Lu said.

Conference participants include representatives of governments, international organizations, Internet companies, academics, experts, think tanks and foreign and domestic college students.

The representatives also include the prime ministers of Russia, Pakistan, Kazakhstan, Kyrgyzstan and Tajikistan, as well as senior officials from the United Nations, Internet Corporation for Assigned Names and Numbers, Apple, Microsoft, Nokia, Lenovo, Alibaba, Baidu and Tencent.

The conference will cover 22 topics, including Internet cultural transmission, Internet innovation and development, digital economy cooperation, Internet technology standards and cyber space management.

Ten sub-forums will be held during the conference on topics such as the "Internet Plus" strategy, digital China and Internet innovation.

An expo and more than 80 press conferences will be held during the second WIC, showcasing cutting-edge technology and the latest achievements from about 260 enterprises from all over the world.

Local officials from Zhejiang Province praised the changes the WIC has brought to Wuzhen and provincial economic development. They vowed to provide high-quality services for the conference.

Lu also defended the CAC's role in Internet management when responding to questions about access to some foreign websites, saying their business activities should abide by China's laws and regulations.

"China adheres to reform and opening up to the outside world," said Lu, adding that "for those foreign firms that want to enter China, there is a basic rule: they must abide by Chinese laws and regulations."

Lu proposed joint efforts to build a "peaceful, safe and transparent" Internet for the welfare of people worldwide.

Guo Weimin, deputy head of the State Council Information Office (SCIO), said the SCIO will provide on-the-spot press release service during the second WIC.

The conference will be co-hosted by the CAC and Zhejiang provincial government.

The first WIC was held in Wuzhen in November last year.

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Being constantly connected online has bad consequences: harming memory, make you stupid

How much is too much?: Studies have found that Internet is harming our memory, especially short-term or working memory

How Smart Phones Make You Stupid - Consumer Association of Penang (CAP)

Being constantly connected to the digital world has its consequences - setting the rules with social media

In order to have a more harmonious marriage, H and I have decided that we need some rules.

Recently, we came up with Rule No. 1: You can only repeat something once.

It’s been really helpful in keeping the nagging level of our marriage down. In the past, we would nag at each other quite a bit.

It has worked so well, we thought we should introduce more rules.

A few weeks back, he suggested Rule No. 2: No Googling and checking of e-mail at the dining table and just before we sleep.

I baulked.

What a ridiculous rule, I said. It’ll be impossible for me to agree to it and it’s not fair because it’s targeted at me.

How can I not be checking my e-mail all the time, I continued. I am a journalist. I must know what’s happening and I must be contactable 24/7. What if a story breaks? I need to know at once. I was, of course, exaggerating my own importance.

The world and the newsroom chug along just fine whether or not I am online. My bosses don’t expect me to be constantly connected (I think).

I was using work as an excuse. An excuse for an affliction I am finally coming around to acknowledging, but which H has noticed for some time: I have an addiction.

I have an addiction to Googling, to my smartphone, to my iPad, to being connected to the digital world.

My phone follows me everywhere I go. I sleep with it inches away from my pillow and my nights (as well as his) are punctuated with beeps, blips and pings from the many message notifications streaming in.

I check my phone goodness knows how many times a day, to look at my e-mail, WhatsApp, Telegram, Twitter, Facebook, Vine, Instagram and a few other apps.

When I’m at the cinema, I’m one of those irritating people whose phone screen lights up during a movie because I’m checking it.

I literally break out in a cold sweat when I misplace my phone.

At home, I walk around not only with my phone, but also my tablet.

I am addicted to Googling on my iPad. I can spend an entire day in bed just Googling (oh, bliss). Sometimes, when the Wi-Fi speed is acting up, I Google on both my phone and tablet at the same time, just in case one gets to the information I want quicker.

“You’re addicted,” H says.

“I’m not,” I say. “It’s my job. I am not addicted. I know when to stop.”

To prove my point, I went onto Google (of course) to try out some are-you-an-Internet-addict tests.

The most helpful article I came across was in Yahoo by Dr James Roberts, a professor of marketing at Baylor University in Texas in the United States.

He explained that anything that can produce pleasure in our brain has the potential of becoming addictive and what makes something an addiction is when we lose control.

Research, he said, has identified “six signs” of any type of substance or behavioural addiction.

These signs relate to issues connected to salience, mood modification, tolerance, withdrawal, conflict and relapse. I have a problem. But the situation isn’t that dire, I’d like to think.

Still, I shouldn’t be complacent. It can’t be pleasant living with someone who doesn’t give you her full attention because her nose is always stuck in a screen. It is also rude.

At work, I have got into the bad habit of not looking at colleagues I’m talking to because I’m also typing away on my phone or computer.

At meetings when I’m just the slightest bit bored, I find it hard to resist reaching for my phone and checking my e-mail, which is impolite to the person who’s speaking.

My attachment to my devices can be dangerous – I walk and text a lot. The intense and constant staring at screens is causing eye strain.

Studies have also found that the Internet is harming our memory, especially short-term or working memory.

Information overload and distractions – hallmarks of Internet surfing – make it harder to retain information in our brains.

When we know a digital device holds information for us, we are also less likely to remember it ourselves. It has been years since I memorised anyone’s telephone number. I’m not even sure I can do it now.

Having so much information at my fingertips has made my brain lazy and mushy.Google makes you feel clever when you really aren’t.

Also, while social media like Facebook have been praised for bringing people closer, they can in fact isolate us when we use them in place of face-to-face interactions.

As for H and me, I think I should agree to some version of Rule No. 2 if I want a happier marriage.

Totally no Googling and checking of e-mail at the dining table and just before we sleep might not be doable.

But I can live with “less” Googling and checking of e-mail. One step at a time

By Sumiko Tan The Straits Times/Asia News Network

Nabbed Briton in Malaysia among five terror suspects, married 12 times

KUALA LUMPUR: A part-time English teacher from Britain who fought as an al-Qaeda militant in Afghanistan and Bosnia, is among the latest group of five men arrested for being involved in Islamic State (IS) and other terror groups.

Bukit Aman Special Branch Counter Terrorism Division nabbed the 44-year-old Briton together with a 25-year-old Bangladeshi, a 29-year-old Nigerian, a 31-year-old Indonesian and a 59-year-old Malaysian, who is also a Rela member, in a series of raids in Selangor, Kelantan, Johor and here between Nov 16 and Dec 1.

Inspector-General of Police Tan Sri Khalid Abu Bakar said the British national, a Muslim convert who had been under surveillance for some time, was arrested in Jalan Duta on Nov 16.

“He fought in Afghanistan and Bosnia after joining al-Qaeda. He was working as a part-time English teacher in Penang and we have been monitoring him closely,” the IGP said.

The Nigerian, who had been using his guise as a student in a private college in Petaling Jaya for his terrorism-related activities, was arrested a day later.

Investigators believe that he is actively connected to terror groups in Africa.

Both the Briton and Nigerian have since been deported.

The three other suspects, an Indonesian, a Bangladeshi and a Malaysian, are believed to have links to the IS.

The Indonesian, identified as the leader of the cell, was nabbed on Dec 1 in Benut, Pontian, where he was working as a mechanic.

The IGP said the man had performed the bai’ah (pledge of loyalty) to IS’ “Caliph” Abu Bakr Al-Baghdadi via Facebook in mid 2014.

“We also believe that he is one of the main persons recruiting and sending trained militants to Syria. We suspect that he has been arranging travels for IS followers in Malaysia and other South-East Asian countries,” he added.

It was learnt that the Indonesian had direct connections with known Malaysian militants, including former “The Ukays” band drummer Akil Zainal.

Akil, a Universiti Teknologi Mara graduate, was among the first batch of Malaysians who went to Syria and publicly declared support for militant groups.

The two other cell members, the Malaysian and the Bangladeshi, were arrested in Kota Baru and Klang respectively.

At a separate event, the IGP said Bukit Aman would always be on the alert with threats from the IS and other terror groups.

“We will not compromise when it comes to security. Every action will be taken to prevent bad things from happening in this country,” he said.

The IGP said terror groups, including the IS would not be allowed to gain a foothold in Malaysia, he added.

Asked whether any of the suspects had been planning to launch attacks in Malaysia, he said that was their main agenda.

Nabbed Terrorist Married 12 Times

KUALA LUMPUR: The British national nabbed along with four others for involvement in terrorism activities has a reputation of being a Casanova besides his militant tendencies.

The man has so far married 12 women, including five from Malaysia.

His other past and present wives are from the United Kingdom, Bosnia, Germany, Philippines and Indonesia.

“You could call him a Casanova terrorist,” a source told The Star.

“We have not come across a terrorist who has married so many women. He has been busy on the terror front but his love life is interesting as well.”

Apparently, his modus operandi has been to marry the women and divorce them after a few years.

“He is also suspected of duping the women into marriage for their money,” the source said.

It was learnt that a general manager of a bank was among his former Malaysian wives.

The man, who worked as a part-time English teacher in Penang, had been travelling in and out of Malaysia since 1998.

The authorities suspect that the Briton, who had been interacting with students, could be the head of a sleeper cell for the al-Qaeda in the country.

Source: The Star/Asia News Network

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